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Loan Application
Financial
Calculators
Loan Rates
Mortgages
Baptist Hospital Credit Union offers a wide variety of loans to meet all of your needs. Because we are owned by our members and not stockholders, we are able to give profits back to you in the form of highly-competitive, low loan rates.
Our loans include:
- New and Used Autos
- Boat/Recreational/Motorcycle
- Personal Property Loans (new appliances, furniture, electronic
equipment, lawnmowers, etc.)
- Signature Loan/Line of Credit
- Various Mortgage Services
- Home Improvement Loans (new roof, patio, deck, etc.)
- VISA® Credit Cards
To apply for a loan, stop in our office, apply online, or
give one of our friendly employees a call. There is a $25.00 loan processing fee.
Our loan officers are
trained to view member requests as an opportunity to design a
loan product or service to meet the unique needs of our diverse
membership. They would be honored to help you get ahead
and turn your lending needs into savings opportunities.
- Unsecured / Secured
Our credit card has no annual fee, no balance transfer fee, same low rate on cash advance and purchases plus 200,000
accidental insurance. A secured card has a limit secured by an amount held in a
savings account. If you currently have a higher interest rate card,
you may
transfer your balance to your Baptist Hospital Credit Union
Visa® Credit
Card.
See Rates Page for current interest rates.
To report lost or stolen Visa® Credit Cards call:
1-800-808-7230 (inside US).
1-410-581-3836 (outside US)
Pay Your Baptist Hospital Credit Union VISA Bill and Manage Your Account Online
eZCardInfo gives you 24-hour, 7-day-a-week access to information and services that make your
credit card convenient and easy to manage.
Just click on the link to the right to view important account information including account balances, available credit, current and
past statements, and transactions since your last statement.
eZCardlnfo even allows you to make payments automatically via the Internet!
eZCardlnfo features include:
Account Summary Information
Online Statement
Data downloadable to financial software such as Quicken or Money
Online Credit Card Payments
Transaction and Spending Reports
E-mail notifications of conditions or events on your account
Extended Auto Warranty
Extended Warranties are available for purchase on vehicles. This product picks up where your manufacturer's warranty stops. It has low deductibles, towing allowances and covers many costly repairs. Ask a loan officer for details.
GAP Insurance
Have you ever owed more on your vehicle than the insurance company paid? "Guaranteed Auto Protection" insurance covers the difference between your loan amount and the actual value of your vehicle in case it is totaled or stolen.
Mortgages
Are you looking to buy a home? Baptist Hospital Credit Union is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
Contact us directly and let us know how we can help you in your home buying or refinance process. Call us at 615-284-5439 or email us at
Mortgages@baptisthospitalcu.org.
Mortgage Resources
Want to learn more about the mortgage process? Check out these helpful websites:
Home Loan Learning Center
The Home Loan Learning Center provides step-by-step information on how to become financially literate. Armed with the facts, your next move could be into your own home. Learn about credit reports and scores; the true cost of owning a home; and how to compare the costs of owning versus renting a home. This site is powered by the Mortgage Bankers Association.
Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages and personal finance. The section provides a guide to mortgages and tips on understanding ARMs.
Homebuyer Education by Freddie Mac
Freddie Mac, one of America's biggest buyers of home mortgages, is a stockholder-owned corporation chartered by Congress in 1970 to keep money flowing to mortgage lenders in support of homeownership and rental housing. Learn more about how we make home possible. This site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
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